Premium Real Estate Backed Bonds
Tokenised LynxCap bonds offer easier access to yields that are backed by real estate security.
Private credit investments offering yields of 10% per annum have traditionally been the preserve of institutional and high-net-worth investors, with entry thresholds well beyond the reach of most. This bond changes that. Issued by LCL Opportunities 3 S.à r.l., a Luxembourg special purpose vehicle fully owned by LynxCap Investments AG (Switzerland), it offers eligible retail investors direct access to a fixed-income instrument backed by professionally managed private credit, with a minimum investment of just EUR 10,000. Proceeds are deployed into bonds issued by LCL Opportunities Luxembourg S.C.S., listed on the professional segment of the Euro MTF of the Luxembourg Stock Exchange.
Please see important Disclaimer below and read all documents in the Documents tab before investing.
What you are investing in
When you purchase these digital bonds, you are lending money to LCL Opportunities 3 S.à r.l. In return, the company agrees to pay you a fixed interest rate of 10% per year, paid quarterly, and to return your original investment at the end of the bond's term.
Fixed 10% interest per year, paid every quarter (every 3 months)
Your capital is returned in full at maturity on 15 May 2030, provided the issuer has sufficient assets
The bonds are recorded on the Ethereum blockchain - ownership is transparent and verifiable
Issued and governed under Luxembourg law, audited by Deloitte
△ Capital at risk
If the issuer's assets are insufficient to meet its obligations, you could lose some or all of your invested capital and/or any unpaid interest. This is not a guaranteed product. Read all the documentation within the Documents tab before investing.
Early exit options: put & call explained
This bond has two special features: a Call Option and a Put Option, that allow either the issuer or the investor to end the bond early under certain conditions. Both can be triggered from 15 May 2028.
Please refer to the Lynx Cap Retail Redemption Guide in the Documents tab.
Call option — issuer's right
The company can repay you early
From 15 May 2028, the issuer may choose to repay all outstanding bonds early. You will receive your full original investment plus any interest accrued up to that date. The issuer must give at least 7 days' notice before doing so. You cannot prevent this.
Earliest date: 15 May 2028
Put option — your right
You can ask to be repaid early
On two specific dates, you may request the issuer repays your bonds early at full value plus accrued interest. To exercise this right, you must notify the issuer by the end of the preceding calendar quarter. You must request repayment of at least 25% of your holdings (or all of them).
Dates: 15 May 2028 & 15 May 2029
Important — put option subject to adverse event
The issuer can only honour your put request if it has sufficient assets available at that time. If not (an "adverse event"), it will notify you at least 20 business days before the payment date, explain the shortfall, and offer a revised repayment amount and timeline. You will then have 5 business days to decide whether to proceed on the revised terms.
About the fund structure
The proceeds from these digital bonds are passed directly to LCL Opportunities Luxembourg S.C.S., a Luxembourg limited partnership whose bonds are listed and traded on the professional segment of the Euro MTF of the Luxembourg Stock Exchange. LynxCap Investments AG (Switzerland) is the ultimate parent company and fully owns the issuer.
Key identifiers & technical details
ISIN XS3356029788
Series AC / Tranche 1
LEI 485100EKU8FVREA8DP27
Issuer reg. B 260326 (Luxembourg)
Smart contract address (Ethereum): 0x83eCECE38d58C7CCa6085462F2437Ad67c7c338F
Liquidity notice: These bonds are not listed or traded on any stock exchange. There is no guaranteed secondary market. You should be prepared to hold your investment until maturity (15 May 2030) unless you exercise a Put Option or the issuer exercises its Call Option. The total programme size is capped at EUR 1,000,000. This product is available to retail investors and is distributed through Tokinvest.
How It Works
Step 1: Invest
Subscribe to the LCL Opportunities 3 Series AC Digital Bond through the Tokinvest investor platform. Subscriptions are run on a weekly basis and are closed at 5pm UAE time on the last business day of each week. Minimum investment is EUR 10,000. Your bond units are issued at EUR 1 each and held securely in your digital wallet on the Tokinvest platform.
Step 2: Earn Quarterly Interest Distributions
Receive a fixed coupon of 10% per annum, paid directly to you every quarter. Interest accrues from the settlement date of your purchase and is calculated on an Actual/Actual basis. Payments are credited in EUR to your account with Tokinvest where they can be withdrawn or reinvested on the platform.
Step 3: Monitor Your Investment
Track your bond holdings, interest payment history, and issuer updates through your Tokinvest investor dashboard.
Step 4: Exit or Hold to Maturity
At maturity on 15 May 2030, your original investment is returned in full along with any final interest. You may also exit early in three ways: by exercising your Put Option on 15 May 2028 or 15 May 2029 (subject to the issuer having sufficient assets); by selling your bonds on the Tokinvest secondary market platform where available; or through an early redemption if the issuer exercises its Call Option. Please note that secondary market liquidity is not guaranteed.
Disclaimer
Figures are based on final terms dated 23 April 2026. Capital is at risk. This information relates to a private placement of the LCL Opportunities 3 S.à r.l. Series AC Digital Bond and does not constitute a prospectus or public offer of securities in any jurisdiction; it has not been reviewed or approved by any securities regulator. This offering is not available to retail clients in the United Kingdom or Switzerland — in the UK it is available only to professional investors and eligible counterparties as defined by the FCA, and in Switzerland only to professional and institutional clients as defined under FinSA. This offering is not available to US persons as defined under Regulation S of the US Securities Act of 1933, and the bonds have not been and will not be registered under the US Securities Act or the securities laws of any US state. Prospective investors are responsible for satisfying themselves as to the laws and regulations applicable to them in their home jurisdiction before proceeding.
Read all of the documentation within the Documents tab and see the important disclaimer below before making any investment decisions
